Christmas is fast approaching and I wanted to share with you some tips that may help you save some money when purchasing gifts and make a little money towards extra expenditure!
These are a great way of justifying to yourself that what your buying is ok… as you get cashback! I like to use “Top Cash Back” the best and it’s super easy to use, search the shop you’re wanting to buy from online and then click the link and it takes you straight to the website.
Make sure to place the order through the direct link or it doesn’t count. It takes a little while to process but so far we have had no problems. See in the photo my account from the past few months. You can see the money I have made, money ready to draw out and the money that is pending. I get mine transferred into my account but you can also get vouchers for online. Every penny counts and adds up. Think of it as a mini savings account and you were going to buy the items, anyway right?
Leading on from cashback sites, discount codes will be your best friend:
Girl you need to shop around! So what I do if I want an outfit from somewhere like ASOS, I will hold off until the weekend to order (if it wasn’t urgent) as most companies have special discounts or offer over the weekend like delivery for £1 which will save you a couple of quid just for holding out.
Before I place the order, I will check my email inbox to see if I have been sent any discount codes (if you have shopped with them before just search their name and check junk).
If not I will then have a nose online like facebook or twitter as sometimes people have put a comment on their recent post saying “if you use the code **** you will get 15% off” lastly I will look on google, I just type in “discount codes ASOS October 2019” and then try some of them out.
Yes, it takes a little time, but for 10 mins you could save money on postage, % of the total and then cashback! Honestly, the feeling when you know you have got a bargain is so good!
Food / House Hold Stuff:
Were all guilty of wasting food, it drives me crazy having to throw things out. What we do is plan meals, and I shop online. This way I can see what’s in my basket, what the total is and are less likely to buy things we don’t need. You can also get cheap £1 delivery if you order a day or so in advance and avoid having it delivered over the weekend! Planning your meals means fewer trips to corner shops where items tend to be more expensive with more temptations to spend.
When shopping, if you see something on offer buy in bulk. We do this a lot! We have a cupboard we call the overflow where we keep things we have brought on special buys, we stock up when there on offer.
Challenges are a great way to cut back and save unnecessary spending! I like to challenge myself to use things up in the cupboard, fridge, freezer and make random quirky meals we wouldn’t normally have. Get creative!! Do a date night, day trip, movie night in on a budget. Get the girls around and all bring a dish a lot cheaper than going out, plus your cosy instead of being out in the cold!
Apps and online help:
There are so many apps you can get that help with budgeting and saving money, please be careful make sure they’re legit but I have known of a few people who use them and have said they have helped make a big difference.
Standard really but get into a habit when you come home to chuck any loose change in and leave it, let it sit there and build up! You will be pleasantly surprised.
Manage your accounts, get a separate account for saving. Name it Christmas fund or whatever it is so it’s visual. You can watch that money grow and feel like your achieving something.
Maybe set up a direct debit every month. Work out how much you could afford to be without each month and arrange for that to be sent across the day you get paid so you don’t miss it.
Look into your bills, are you paying for things you don’t use? Call up your providers and see if they can do anything to your bills to bring them down. Mention you are thinking about leaving they may apply a discount.
Sell your unwanted things:
Have a good clear out, I bet there’s something in your house you no longer use, need or want that you could make money on.
We are always finding little bits and things to sell, there are lots of great apps like eBay, depop, Schpock even social media where you can sell your items and make some money. Or even do a swap with friends see what each other has and arrange a fun evening!
I hope these tips can help you save money in time for Christmas!